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There seems to be a general panic going on these days in the economy. Many people are hoarding their money and afraid to spend anything, waiting for the next financial shoe to drop. Some are even giving up on vacations they had been planning for, because they’re not sure what the financial markets will do. But I’m here to tell you there is no reason to give up on taking a great trip.

The key is to let someone else pay for much of the trip. Don’t think you know of anyone who will do that? Well you may not have to look any further than your wallet.

You may have heard of travel rewards credit cards but never really looked into them in the past. Now is the time to start looking. There are a number of kinds of travel rewards credit cards on the market.

Airline Miles Credit Cards

Many airlines are offering their own credit cards so you will be more loyal to them. If there is a carrier you regularly use, this may not be a bad idea. You can quickly rack up points on these cards to use for a free trip to anywhere the airline flies.

Some of the best airline miles credit cards are those don’t limit you to one airline, meaning you can travel anywhere there is an airport.

Hotel Rewards Credit Cards

Want to stay in a nice ritzy place on your next vacation, but don’t think you can afford it? Sure you can if you have a hotel rewards credit card. These cards let you use the points on the card to get free or discounted room stays. Some even offer extras like discounts at the spas and restaurants of the hotel.

Rental Car Rewards Cards

Many credit cards offer rewards towards rental car companies. This is a great way to travel if you really want to get to see an area. There’s nothing like taking a trip across the countryside on your own terms and time schedule.

If you really want the best travel rewards credit cards you will look for cards that will let you do all of the above – cash in the points for airline miles, hotel stays and rental cars.

The secret to being able to use all of these perks is earning the points. Start moving whatever household bills you can to your best travel rewards credit cards, pay them off at the end of the month and save up the points to use when you’re ready.

There seems to be a general panic going on these days in the economy. Many people are hoarding their money and afraid to spend anything, waiting for the next financial shoe to drop. Some are even giving up on vacations they had been planning for, because they’re not sure what the financial markets will do. But I’m here to tell you there is no reason to give up on taking a great trip.

The key is to let someone else pay for much of the trip. Don’t think you know of anyone who will do that? Well you may not have to look any further than your wallet.

You may have heard of travel rewards credit cards but never really looked into them in the past. Now is the time to start looking. There are a number of kinds of travel rewards credit cards on the market.

Airline Miles Credit Cards

Many airlines are offering their own credit cards so you will be more loyal to them. If there is a carrier you regularly use, this may not be a bad idea. You can quickly rack up points on these cards to use for a free trip to anywhere the airline flies.

Some of the best airline miles credit cards are those don’t limit you to one airline, meaning you can travel anywhere there is an airport.

Hotel Rewards Credit Cards

Want to stay in a nice ritzy place on your next vacation, but don’t think you can afford it? Sure you can if you have a hotel rewards credit card. These cards let you use the points on the card to get free or discounted room stays. Some even offer extras like discounts at the spas and restaurants of the hotel.

Rental Car Rewards Cards

Many credit cards offer rewards towards rental car companies. This is a great way to travel if you really want to get to see an area. There’s nothing like taking a trip across the countryside on your own terms and time schedule.

If you really want the best travel rewards credit cards you will look for cards that will let you do all of the above – cash in the points for airline miles, hotel stays and rental cars.

The secret to being able to use all of these perks is earning the points. Start moving whatever household bills you can to your best travel rewards credit cards, pay them off at the end of the month and save up the points to use when you’re ready.

Sometimes when you travel (ask most seasoned travellers) it just seems that there is only so much plastic in your wallet that you can take.

The reason I make this comment stems from a situation that arose several years ago from an abortive shopping trip for a new gentleman’s wallet. The reason for this was that the old one couldn’t take any more plastic cards and having crucified it by trying to jam more cards into it than it would reasonably take it expired rather spectacularly in the duty free area at Terminal 1 in London’s Heathrow airport where it proceeded to explode credit cards, driving license et all over a rather embarrassed sales assistant in the wines and spirits section!

Having failed in my search for an even larger wallet (not to do with earning larger and fatter fees I might add just laziness) I was told by one salesman that “perhaps you are carrying too much sir”.

The reason for this all is that hardly a day appears to go by without some travel organisation or other trying to foist some new rewards programme or Credit Card scheme onto us poor unsuspecting traveller. Sometimes when you are rushing through the nearest terminal on your never ending rush to get to the departure gate before the flight closes life can seem like a re-enaction from a seventies computer game. Very much in the style of a Pac man you find yourself trying to dodge one sales person after another trying to politely ask you “have you this card sir?” or have you tried this colour of card, with this free bonus etc?”

In appreciate that in the deepest recesses of some advertising agencies creative department someone has come up with the bright idea “I know where we’ll sell some new Travel Credit Cards? Let’s sell them where people are already in the mental mode of “travelling”. Let’s sell them at Airports and Railways Stations.” Great idea lets try and sell something that essentially people don’t want at places where they really don’t want to consider buying it. Let’s really try and annoy people further!

I would be very interested in seeing the marketing statistics behind this logic because I for one do not wish to have to step round or dodge one more sales person trying to sell me something I really don’t want to buy in my quest to get home on time. Now I know these marketing geeks will argue very persuasively in the marketing data to support their campaigns but when confronted with this type of statistics based logic I am always reminded of the age old maxim that “there lies, damn lies….and statistics!”

Very much like the character played by Steve Martin in Trains Planes Automobiles (one of my favourite travel films) when I get to the airport late for a plane. I don’t want to be accosted constantly by some “effervescent, ever pleasant” sales person asking me “do you have such and such a card etc?”

I just want to get home, Is this too much to ask?

The reason I make this comment stems from a situation that arose several years ago from an abortive shopping trip for a new gentleman’s wallet. The reason for this was that the old one couldn’t take any more plastic cards and having crucified it by trying to jam more cards into it than it would reasonably take it expired rather spectacularly in the duty free area at Terminal 1 in London’s Heathrow airport where it proceeded to explode credit cards, driving license et all over a rather embarrassed sales assistant in the wines and spirits section!

Having failed in my search for an even larger wallet (not to do with earning larger and fatter fees I might add just laziness) I was told by one salesman that “perhaps you are carrying too much sir”.

The reason for this all is that hardly a day appears to go by without some travel organisation or other trying to foist some new rewards programme or Credit Card scheme onto us poor unsuspecting traveller. Sometimes when you are rushing through the nearest terminal on your never ending rush to get to the departure gate before the flight closes life can seem like a re-enaction from a seventies computer game. Very much in the style of a Pac man you find yourself trying to dodge one sales person after another trying to politely ask you “have you this card sir?” or have you tried this colour of card, with this free bonus etc?”

In appreciate that in the deepest recesses of some advertising agencies creative department someone has come up with the bright idea “I know where we’ll sell some new Travel Credit Cards? Let’s sell them where people are already in the mental mode of “travelling”. Let’s sell them at Airports and Railways Stations.” Great idea lets try and sell something that essentially people don’t want at places where they really don’t want to consider buying it. Let’s really try and annoy people further!

I would be very interested in seeing the marketing statistics behind this logic because I for one do not wish to have to step round or dodge one more sales person trying to sell me something I really don’t want to buy in my quest to get home on time. Now I know these marketing geeks will argue very persuasively in the marketing data to support their campaigns but when confronted with this type of statistics based logic I am always reminded of the age old maxim that “there lies, damn lies….and statistics!”

Very much like the character played by Steve Martin in Trains Planes Automobiles (one of my favourite travel films) when I get to the airport late for a plane. I don’t want to be accosted constantly by some “effervescent, ever pleasant” sales person asking me “do you have such and such a card etc?”

I just want to get home, Is this too much to ask?